What is the application process?

1. Complete the online application, this will approximately take 7-10 minutes.
2. During the application process, you will receive a verification code via email. This code will be required to complete the final step of the application process.
3. After the application is complete, we will perform a variety of authentication and validation checks to verify your identity.
4. After we verify your identity, we will query your consumer credit report to determine your credit worthiness.
5. If all is well, your credit will be instantly approved or disapproved. In some cases, we may have to send your application for review. Applications sent for review may take 1-2 weeks to complete.
6. A copy of your application will be emailed to you for your records.