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APPLY ONLINE REQUEST MORE CREDIT PAP AUTHORIZATION BECOME A MERCHANT HELP

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Do I Qualify?

What information will I need to apply?

What is the Application Process

What is a Credit Report

Our Terms and Conditions

Privacy and Security


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EQUINOX CREDIT - REQUEST MERCHANT CREDIT

Apply for a new account

You can apply for merchant credit and take advantage of a limited time offer on a true Credit Facility from EQUINOX. EQUINOX Credit can provide you with:
  • Low, low 9.5% APR*
  • No Annual Fees
  • No Transaction Fees
  • No Late Payment Fees on due amounts less than $100
* 9.5% is our promotional rate for accounts in good standing. Failure to keep your account in good standing may result in us charging interest at our standard rate of 19.5%.
Personal Information

EQUINOX Instant Credit is available for residents of Canada and the United States only. You must have attained age of majority in your State, Province or Territory of residence. Completion of each step is required. To apply, your total annual household income must be a minimum of $15,000.

We use ValidateID to verify your identity ValidateID is a system that tries to verify that you are who you say you are. It uses various sources of information available from public records and credit reports to try to verify your identity. For more information, click here.

*designates a mandatory field
Personal Information
Email Address *
Social Insurance / Social Security No
Last Name *
First Name *
Middle Name
Birth Date (YYYY-MM-DD) *
Address
Apartment/Unit No
Street No *
Street Name *
City *
State/Prov *
Zip/Postal Code *
Country *
Telephone No (example 888-555-1212) *
You will receive an email to request you verify your telephone number using our automated verification system. We will not process any application without this verification. You will need to be at this number to complete the validation.
Former Address, if less than 3 years at current
Apartment/Unit No
Street No
Street Name
City
State/Prov
Zip/Postal Code
Credit Card
Credit Card Number * expiry *
In the event you default on your loan, You authorize EQUINOX Credit Services to recover any outstanding amounts and collections fees on your credit card.
Employment
Occupation *
Employer Name
Terms and Conditions
Please read our Terms and Conditions and our Privacy Statement before continuing



If you would like to print a copy of these documents click on the links below I have read both the Terms and Conditions and the Privacy Policy and wish to continue *

Credit Report
By completing this application and accepting our Terms and Conditions, you will be giving us permission to request information and to make whatever inquiries we consider necessary and appropriate (including obtaining information from third parties and requesting consumer reports from consumer reporting agencies) for the purpose of considering your application for this Account and subsequently, in connection with any updates, renewals or extensions of credit or reviewing or collecting your Account.

You also will be authorizing us to report information concerning you or your Account, including information about your performance under this Agreement, to consumer reporting agencies and others who may properly receive such information

I understand and wish to continue *


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