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EQUINOX INSTANT CREDIT

Do I Qualify?

To qualify for Equinox Instant Credit, you must meet the following qualifications:
  • You are a resident of Canada or the United States and will be using your Equinox Instant Credit account for personal use.
  • You have reached the age of majority in your state, province or territory of residence
  • Your total annual household income must be a minimum of $15,000.
  • You must not have declared personal bnkruptcy in past 7 years.


Resident of Canada or the United States

  • A Canadian resident is a citizen of Canada living in Canada or a landed immigrant living in Canada.
  • A United States resident is a citizen of the United States living in the UNited States or a landed immigrant living in the UNited States.

    Age of Majority

    State, Province or territoryAge of Majority
    Alabama, Nebraska, Wyoming19
    District of Columbia, Mississippi21
    All other States in the US18
    Alberta, Manitoba, Ontario, Prince Edward Island, Quebec, Saskatchewan 18
    British Columbia, New Brunswick, Newfoundland and Labrador, The Northwest Territories , Nova Scotia, Nunavut, the Yukon 19
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